Latin America represents more than 8% of the world's population and 13% of the world's landmass – including 60% of all rainforest. While many impact investing opportunities focus on the U.S., Europe, and Asia, investors could have a more significant impact by focusing on Latin America, given its natural resources and large population.

Let's look at how Creci empowers non-accredited investors to finance Latin American businesses creating social and environmental change.

Co-founders Andres Idarraga and Pravin Rodrigues launched Creci in February 2022 to democratize impact investing. The two strongly believe in altering traditional capital flows to increase support for small to medium-sized enterprises – the backbone of the Americas' economy. And in particular, companies working to address critical global challenges.

Creci Notes are SEC-qualified bonds issued by Creci, Inc., a Delaware Corporation. Each Creci Note represents an obligation of Creci, Inc. and pays a 5% fixed return. By investing as little as $10, you are supporting small and medium-sized businesses in Latin America that are furthering the United Nations Sustainable Development Goals.

The company leverages its technology platform to identify and measure the social and environmental impacts of various businesses. In addition to financials, the platform takes into account community and environmental impact through ongoing reporting of impact metrics. As a result, investors can rest assured that their capital is making a real impact.

For example, the company provided a loan to Moksa, a business that manages water pollution and recovers wastewater, Bareke, a fashion company that benefits over 60 people from indigenous communities, and IMIX, a platform connecting financial entities with micro-enterprises and unbanked individuals living in poor neighborhoods.

Creci publishes Impact Stories on its website to help investors understand how their capital is making a difference.

Creci provides an easy and accessible way to support impactful small to medium-sized businesses. With a 5% fixed return, the notes provide a competitive interest rate while putting your money to good use. And, in the context of a wider portfolio, they could be an excellent way to allocate a portion of your fixed income portfolio to impact investing.

Unfortunately, Florida and Washington residents cannot invest using the Creci platform. The company is working to obtain the necessary approvals, but until that time, no money or consideration is being solicited, and if sent before such approval, it will not be accepted.

Creci makes it easy to invest in small to mid-sized businesses that promote the UN's Sustainable Development Goals with as little as $10. With its easy-to-use platform, low minimums, and attractive interest rates, it's an excellent way to complement your fixed income portfolio.